How to track spending without linking your bank account

You do not need to connect a bank account to use Reign. You can record purchases from receipts, add them with Quick log, and import records you already have.

These methods can work together. Use the one that fits each purchase.

Snap or upload receipts

Reign reads the merchant, date, total, currency, and items from a receipt. It suggests a category for the purchase and tags for its items. Check the result against the original and correct any mistakes.

Receipt details are useful for purchases with several types of items. A supermarket total can include food, cleaning products, and toiletries; the receipt shows which is which.

Use Quick log without a receipt

For rent, a tip, or another purchase without a receipt, use Quick log. Add the amount, category, date, and wallet.

Quick log is included on Free and does not use a receipt scan. It works for both cash and card spending.

Import records you already have

Download an export from your bank or another tracking app, then open Import from Home. Choose the file, or paste a table copied from your bank’s website or a spreadsheet.

Reign reads CSV, TSV, and Excel files (.xlsx and .xls), helps choose a wallet, fills categories where your history matches, and looks for transfer pairs. You check each of these before pressing Import, and you can undo an import later. The import guide walks through the steps.

Forward email receipts with Plus

Plus gives each space an email address for receipts. Forward a receipt or set up a rule for a specific sender, then check it in To review.

Each document Reign reads from an email uses one scan, whether that’s an attachment or the message itself. Choose specific receipt senders when setting up automatic forwarding.

Check that your records are complete

Reign’s totals reflect what you record. A purchase that you have not captured, logged, or imported will be missing.

Compare your transaction history with your statements periodically, and add missing cash purchases separately. If a purchase arrives through more than one method, check for a duplicate before saving it again.

Start with a few purchases

Free includes 30 receipt scans, a one-time allowance, plus Quick log. It also includes 1 import a month of up to 500 rows, counted from the day you signed up. Free Insights covers this month and the previous month. Compare Free and Plus for all allowances.

Create a free account and record a purchase you made today.

Related reading: how receipt scanning works and tracking cash spending.