Sharing
How to track shared expenses without a joint account
Create a shared space, invite your partner, and record shared purchases while keeping personal spending separate.
By Reign ·
A shared space in Reign lets you and your partner record expenses in one place. You each use your own account, and you do not need a joint bank account.
You can see shared totals, categories, and spending by member. Reign does not calculate debts between members or settle payments.
Create a space for shared spending
Open Spaces in Settings and create a space. Give it a name that describes what you will record there, such as Home or Summer trip.
Free includes 2 spaces you own, with 1 invited member per space. Plus includes 10 spaces you own, with up to 10 invited members per space. Your personal space counts toward the number you own.
Invite your partner
Open the space settings and invite your partner. They join with their own Reign account.
The owner’s plan determines how many people can be invited. Invited members can stay on Free. Each person’s scans, wallet allowance, imports, and Insights history follow their own plan.
Add purchases to the right space
Each of you can snap receipts, upload images, or use Quick log. Check that the shared space is selected when recording a purchase, and choose its wallet.
Space members can check receipts waiting in To review. To save one, choose a wallet you own or one whose owner has allowed shared logging. The saved transaction stays in that space and is attributed to the person saving it.
Keep personal spending separate
Members can see records in a space they have joined. Purchases you want to keep personal belong in a separate, unshared space.
A wallet inside a shared space is part of that space. Use separate spaces when you need separate access, rather than relying on different wallet names.
Review the shared totals
Open the space’s Insights to review categories and spending by member. Open the underlying transactions when you need more detail.
If you want to split or reimburse a cost, use the recorded amounts to agree on it together. Reign shows the spending; you arrange the payment.
Create a free account and invite your partner to a shared space.
Related reading: reviewing spending together and sharing and privacy questions.
